Topic 1.6.4 Cashless
CASHLESS
DISCUSSION: What are the advantages and disadvantages of using credit cards instead of cash?Can you describe a situation where using a mobile payment app would be more convenient than using cash?Do you think we will ever become a completely cashless society? Why or why not?
- Which of the following methods of payment have you used lately? and why?
bank transfer – cash – credit card – debit card – mobile phone payment – online payment – store card – other payment method
- Could you do the following things in Spain without cash? why/ why not?
buy street food – buy vegetables – lend money to a friend –
pay for a taxi – pay in a restaurant
VIDEO: Watch the video. Are any of your ideas mentioned?
https://satidiomas.com/wp-content/uploads/2024/11/Bus_Part_A2_U5L1_5.1.1_MEL.mp4
Watch again.
ACTIVITY: vocabulary.
ACTIVITY: What are some of the advantages and disadvantages of cashless payment? Discuss some opinions.
ACTIVITY: work in pairs or small groups.Read “Remember to” below before you start.
Group A: you are going to create a speech to convince Group B that going cashless is the best option these days.
Group B: you are going to create a speech to convince Group A that using cash is the best option these days.
ROLE PLAY: work in pairs. Choose any of the following scenarios and have a five-minute conversation with your partner and try to come to an agreement.
Scenario 1: Choosing a Payment Method for a Business Trip
Roles:
- Employee: You are planning a business trip and need to decide on the best payment method for expenses like hotels, meals, and transportation.
- Manager: You need to approve the payment method and ensure it aligns with the company’s policies.
Objective: Negotiate the best payment method (credit card, company expense card, or mobile payment app) considering convenience, security, and company policies.
Scenario 2: Implementing a New Payment System in a Retail Store
Roles:
- Store Owner: You want to implement a new cashless payment system in your store.
- Payment System Representative: You are trying to sell your company’s cashless payment solution to the store owner.
Objective: Negotiate the terms of the contract, including costs, benefits, and support services.
Scenario 3: Convincing a Client to Use Digital Payments
Roles:
- Salesperson: You are trying to convince a client to switch from cash payments to digital payments for your services.
- Client: You are hesitant about switching to digital payments due to concerns about security and ease of use.
Objective: Negotiate the benefits of digital payments, addressing the client’s concerns and offering solutions.
PRONUNCIATION: numbers and figures
It is important to know how to say numbers and figures when we are presenting or discussing them with colleagues.
- ‘%’ is pronounced /pəˈsent/
example:10%
- ‘–’ is usually pronounced /tə/.
example: aged 17–20
- ‘.’ in numbers is pronounced /pɔɪnt/
example: 3.5
- Years are usually pronounced in two parts: 1814
‘eighteen fourteen’, 1945 ‘nineteen forty-five’, 2019
‘twenty nineteen’. But 2000 is ‘two thousand’ and
2001–2009 are ‘two thousand and one’, etc.
- The number ‘0’ is usually ‘oh’ in room numbers, years
and telephone numbers, ‘oh’, ‘nought’ or ‘zero’ in
decimal numbers, ‘oh’ in 24-clock times and ‘zero’ for
a temperature of 0°.
ACTIVITY: Look at the numbers and decide how they will be pronounced.
1 – room 101
2 – 46.092
3 – the years 1605–1615
4 – 0.5%
5 – 072 460 705 (= phone number)
6 – 10–12-year-olds
7 – 18.07%
8 – below 0°
9 – 12.45–14.05 (= times)
10 – rooms 405–409
11 – 0371 050 368 280
12 – the years 2006–2018
Listen and check
PRE-READING DISCUSSION: Do you think mobile wallets will completely replace cash and cards in the future? Why or why not?
Benefits of Using Mobile Wallets
Mobile wallets are becoming increasingly popular in the business world. They offer several benefits that make transactions easier and more secure. Firstly, mobile wallets are very convenient. You can make payments quickly using your smartphone without needing to carry cash or cards. This is especially useful for busy professionals who are always on the go.
Secondly, mobile wallets provide enhanced security. They use encryption and tokenization to protect your financial information. This means that your card details are not stored on your device or shared with merchants, reducing the risk of fraud.
Another benefit is the ability to track your spending. Mobile wallets often come with apps that allow you to see your transaction history in real-time. This helps you manage your budget more effectively and keep track of your expenses.
Finally, mobile wallets can offer rewards and discounts. Many mobile wallet providers have partnerships with retailers and offer cashback or discounts on purchases. This can save you money and make shopping more enjoyable.